Fernando, my awesome friend, I'm great. How about you? I trust everything is going fine. I agree with you, man. Schools are to produce workers; even managers are workers. They don't wish to educate workers about money; they let these employees take a salary and be grateful for it. I'm glad you know this situation and the importance of early education about money. Thank you for sharing your experience, Fernando. I wonder if you have a Ko-Fi account. I want to invite you for some coffee, bro. I appreciate those engaging and thoughtful conversations.